Research Report Housing Finance At A Glance: A Monthly Chartbook, December 2025
Laurie Goodman, Janneke Ratcliffe, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hall, Anna Barcus, Erin Koons
Display Date
File
File
Download
(980.34 KB)

Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to housing finance policy researchers from this chartbook edition:

  • Total mortgage origination volume rose 6.6 percent year-over-year, led by a 73.5 percent jump (from low levels) in PLS securitization (page 8).
  • Mortgage rates have begun to fall but still remain elevated (page 9).
  • The non-agency share of residential MBS has risen above 10 percent for the first time since 2007 (page 10).
  • The refinanceable share of agency mortgages has risen to nearly 10 percent as of November 2025, the highest level since March 2022 (page 10).
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook Data analysis