Research Report Housing Finance at a Glance: A Monthly Chartbook, August 2025
Laurie Goodman, Janneke Ratcliffe, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to Housing Finance Policy researchers from this chartbook edition:

  • House prices continue to slow, partially reflecting outright declines in the South (p. 26).
  • The share of homes in negative or near-negative equity rose, reflecting a jump in the share in near-negative equity (p. 29).
  • Serious delinquency rates overall remain low and continue to fall (p. 29).
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook