Research Report High-Deductible Health Plans with Health Savings Accounts: Emerging Evidence and Outstanding Issues
Cover Missouri Project: Report 10
Lisa Clemans-Cope, Fredric Blavin, Genevieve M. Kenney
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This study lays out both advantages and disadvantages of the use of high deductible plans (HDHPs) with Health Savings Accounts (HSA). It touches on why this solution may exacerbate risk selection issues that already seem to be present in Missouri. It also discusses how these plans can be a somewhat better deal for a large swath of the population that is younger and healthier but only at some cost.
Research Areas Health and health care
Tags Health insurance Federal health care reform Medicaid and the Children’s Health Insurance Program  Private insurance Financial stability
Policy Centers Health Policy Center