Social Security faces a $5.4 trillion shortfall over the next 75 years, but modest adjustments can halt that slide. Some argue that those adjustments should go beyond solvency, to improve the adequacy and equity of benefits, better protect vulnerable workers, and encourage work at older ages. Although the how and when are still up for debate, policymakers can address these problems without removing the basic protections provided by one of the nation's most popular and successful programs. This brief, which summarizes three Urban Institute events on Capitol Hill, lays out central points of the Social Security debate and options for reform.