Brief Employer-Sponsored Pensions: A Primer
Brendan Cushing-Daniels, Richard W. Johnson
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The shifting pension landscape raises questions about the financial security of future retirees. About one-half of private-sector workers are not covered by employer-sponsored pension plans on their current job. Many private-sector employers have replaced traditional pensions with 401(k)-type plans, which protect benefits for workers who change jobs frequently but expose participants to investment risks. This primer describes pensions, workers with coverage, and related policy issues.
Research Areas Wealth and financial well-being Aging and retirement
Tags Economic well-being Pensions Wages and nonwage compensation Retirement policy
Policy Centers Income and Benefits Policy Center