Research Report Employer-Sponsored Health Insurance and the Low-Income Workforce
Limitations of the System and Strategies for Increasing Coverage
Linda J. Blumberg
Display Date
Download Report
(92.53 KB)

As the number of uninsured grows, and the share with employer-sponsored insurance (ESI) falls, questions arise about the future viability of our largely employer-based insurance system. Significant weaknesses exist in the system, and these are heightened for the low-income working population and their employers. A menu of policy options are available for expanding coverage, and expansions will require a combination: income and health status related subsidies; a guaranteed source for all individuals to obtain coverage; requiring at least a minimum level of insurance; requiring employers contributions; increasing enrollment and retention in existing insurance options; and cost containment strategies.
Research Areas Health and health care
Tags Workplace and industry studies Federal health care reform Medicaid and the Children’s Health Insurance Program  State health care reform Private insurance State Children's Health Insurance Program