Brief ARPA's Enhanced Premium Subsidies Provide Particularly Large Benefits to Residents of Rural Areas
John Holahan, Erik Wengle, Claire O'Brien
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In this brief we present benchmark premium data separated by urban versus rural rating regions. We provide this benchmark data on the differences between average benchmark premiums for urban and rural areas in 2019 and 2022 for all 50 states and the District of Columbia. The US average weighted across states shows that benchmark premiums in urban areas are about 10 percent lower than benchmarks in rural areas, with substantially greater differences in many states. Because of the structure of premium assistance, people living in many rural areas of the country, as well as areas with  high benchmark premiums for other reasons, will see the greatest benefit from American Rescue Plan Act (ARPA) subsidies.

Research Areas Health and health care
Tags Federal health care reform Health insurance Rural people and places
Policy Centers Health Policy Center