Brief Administering Individual Accounts in Social Security
The Role of Values and Objectives in Shaping Options
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This paper explores the variety of structural and administrative arrangements that either have been proposed for individual Social Security account systems in the United States or have been adopted in other countries. It focuses on mechanisms used to move money from contributors to pension fund managers to retirees and on variations among the plans in financial management choices available to workers. The paper reviews various objectives commonly set by proponents of individual accounts and the implications of each for the way an individual account proposal might be structured.
Research Areas Aging and retirement
Tags Social Security Pensions