Brief The 2014 Actuarial Report on the FHA Mutual Mortgage Insurance Fund
Laurie Goodman
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The 2014 actuarial assessment of the Federal Housing Administration’s main funding source for its loan insurance program – the Mutual Mortgage Insurance Fund (MMI)- reveals that the FHA’s financial situation is much improved but not as strong as last year’s predictions suggested it would be. This HFPC analysis lays out the methods used in the actuarial report and explains why the MMI’s current status should have no impact on the decision as to whether to lower premiums.
Research Areas Wealth and financial well-being Neighborhoods, cities, and metros Housing finance Housing
Tags Federal housing programs and policies Housing markets Housing and the economy Single-family finance Credit availability Homeownership Financial products and services Finance
Policy Centers Housing Finance Policy Center