Enhanced premium tax credits (PTCs), a feature of the Affordable Care Act that have reduced health care costs for millions of people with lower incomes, are due to expire at the end of the year. Jessica Banthin, a health policy expert and senior fellow at the Urban Institute, spoke with The Washington Post about how the expiration of PTCs could affect recipients’ coverage and costs. “The marketplaces themselves are going to become smaller,” said Banthin. “In some states, they’ll be half the size. And so the people who stay enrolled are going to have fewer choices.” Banthin coauthored a recent brief estimating coverage losses if PTCs were to expire.
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