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Mortgage Servicing: Current State and Future Trends

Cohosted by the Urban Institute and CoreLogic

Servicers, who play a pivotal role in the housing finance system, have undergone significant market, regulatory, and technological changes in recent years. Our panelists addressed a series of questions about their current state and future trends, including: Where does the lack of uniformity across state and federal law, as well as GSE and FHA procedures, impede market performance? Are the capital and liquidity levels that have been discussed reasonable? What issues do the growth of non-bank servicers pose? What litigation concerns should servicers be wary of going forward? What is the real cost of servicing non-performing loans? Does the servicing compensation model need to be re-engineered, given the evolution within the sector over the previous decade?

Send questions or inquiries to Alison Rincon,


  • Alys Cohen, attorney, National Consumer Law Center
  • Michael Drayne, senior vice president, Office of Issuer and Portfolio Management, Ginnie Mae
  • Stephen Fleming, senior vice president, Phoenix Capital, Inc.
  • Mike Fratantoni, chief economist, Mortgage Bankers Association
  • Laurie Goodman, director, Housing Finance Policy Center, Urban Institute
  • Jeffrey Naimon, partner, BuckleySandler LLP 
  • Faith Schwartz, senior vice president, CoreLogic
Event Materials

About Sunset Seminars

This seminar is the fifth in a series sponsored by CoreLogic and the Urban Institute, focusing on public policy issues relevant to the mortgage market. These seminars aim to bring together policymakers, practitioners, and analysts for lively conversations on topics of current interest.

Date & Time Wednesday, May 6, 2015

  • Institute Fellow