At a time when rising costs and structural barriers continue to limit access to homeownership, innovative mortgage solutions are reshaping how capital reaches communities and who has the opportunity to build wealth.

In response to these challenges, the Housing Partnership Network created the Equitable Homeownership Collaborative (EHC), a coalition of mission-driven community development financial institutions. EHC members designed and implemented the Inspire100 mortgage, a financial product created for urban and rural communities alike.

Join us for a conversation exploring lessons learned from the initial phase of the Inspire100 pilot, including insights from practitioners, funders, and housing finance leaders. Speakers will share what it takes to design inclusive mortgage solutions and discuss opportunities to expand successful models so more communities can access sustainable pathways to homeownership.

Opening Remarks

• Sarah Rosen Wartell, President, Urban Institute
• Robin Hughes, CEO, Housing Partnership Network
• Mercedeh Mortazavi, Head of Financial Health, Global Philanthropy, JPMorganChase

EHC Overview and Inspire100: The Challenges of Implementing the Inspire100 Pilot

• Tucker Bartlett, Executive Vice President, Self Help
• Janel Lawson, Senior Vice President of Single-Family Lending, Fahe
• Meaghan McCarthy, Vice President of Affordable Housing and Consumer Empowerment, Housing Partnership Network
• Brett Theodos, Director, Center for Local Finance and Growth, Urban Institute (moderator)

Implementation of the Inspire100 Mortgage: Challenges, Successes, and Next Steps

• Michael Neal, Senior Fellow and Practice Area Lead, Housing Finance Policy Center, Urban Institute

Housing Finance and Its Mission

• Alanna McCargo, Nonresident Fellow, Urban Institute
• Michael Neal, Senior Fellow and Practice Area Lead, Housing Finance Policy Center, Urban Institute (moderator)

Scaling the Success of Inspire100: Opportunities and Challenges

• Zoila Jennings, Lead Impact Investment Officer, Robert Wood Johnson Foundation
• Sam Valverde, Nonresident Fellow, Urban Institute
• Jon Mulkin, Chief Mortgage Officer, Hope Credit Union
• Julia Gordon, Owner and Managing Member, Gordon Housing Strategies LLC (moderator)

We strive to host inclusive, accessible events that enable all individuals to engage fully. Please email [email protected] if you require any accommodations or have any questions about this event.

Support for this event is provided by Housing Partnership Network and Robert Wood Johnson Foundation. This work is also funded by a grant from JPMorganChase as part of the shared objective to advance economic mobility through data and research. We are grateful to them and to all our funders, who make research like this possible. The views expressed are those of the authors and should not be attributed to the Urban Institute, its trustees, or its funders, including JPMorganChase, Housing Partnership Network, and Robert Wood Johnson Foundation. Funders do not determine research findings or the insights and recommendations of Urban experts or the underlying methodology. Further information on the Urban Institute’s funding principles is available at urban.org/about/organizational-principles.