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Housing Finance Reform Debate: How Can the FHA Meet the Future Needs of US Housing?

2018 is upon us, and Congress and the administration have ramped up discussions about housing finance reform.  Policymakers must have thoughtful dialogue about what the future of the Federal Housing Administration (FHA) will be within a broader reformed system.

  • How can FHA best provide a path to homeownership for low-wealth borrowers underserved by the conventional market?
  • What reforms can make FHA stronger, more efficient, and more effective in any new housing finance system?
  • What unique role does FHA play, and how do we ensure it is optimized to complement the conventional market?

In partnership with the Terner Center for Housing Innovation and the Urban Institute’s Housing Finance Policy Center, the event explored which reforms will allow FHA to fulfill its critical role in the US housing market.


  • Carol Galante, Faculty Director, Terner Center for Housing Innovation, University of California, Berkeley
  • Edward Golding, Nonresident Fellow, Housing Finance Policy Center, Urban Institute
  • Laurie Goodman, Codirector, Housing Finance Policy Center, Urban Institute
  • Adolfo Marzol, Senior Advisor to the Secretary, US Department of Housing and Urban Development
  • Barry Zigas, Director of Housing Policy, Consumer Federation of America
  • Genger Charles, Senior Manager, Consumer Finance Group, PricewaterhouseCoopers (moderator)


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Registration and lunch will begin at 12:00 p.m. and the program will begin promptly at 12:30 p.m. For inquiries regarding this event, please contact

Illustration by Yenpitsu Nemoto/Getty Images

Date & Time Tuesday, January 9, 2018
Urban Institute 2100 M Street NW
5th floor
Washington , DC , 20037
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