Our May Data Talk welcomed back Ren Essene and Jessica Russell of the Consumer Financial Protection Bureau. Currently, thousands of institutions report loan-level mortgage data to the public under the Home Mortgage Disclosure Act. Our presenters gave some background and context for this rich dataset, including strengths and weaknesses. They also demonstrated some of the new online tools available for this data. In addition, the Dodd-Frank Act mandates that the Consumer Financial Protection Bureau add new variables to the dataset. The speakers previewed some of the proposals under consideration, including potential new variables.

Opening Remarks

• Laurie Goodman, center director, Housing Finance Policy Center, Urban Institute 

Presenters

• Ren Essene, senior policy analyst, Consumer Financial Protection Bureau
• Jessica Russell, research analyst, Consumer Financial Protection Bureau

Resources

• Agenda
• Speaker Biographies
• Home Mortgage Disclosure Act (HDMA) Interactive
• CFPB Factsheet
• Small Business Review Panel for HMDA Rulemaking

Photo Credit: SnapshotPhotos / Shutterstock