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Black Homeownership Gap: Research Trends and Why the Growing Gap Matters

The black homeownership rate is lower today than in 1968 when the Fair Housing Act was signed into law by President Lyndon Johnson. In this data talk, a panel of researchers explored the data analysis and the national and local issues that highlight trends and complex issues contributing to the growing black homeownership gap. The presentations and discussion covered the rise and fall in black and Hispanic homeownership rates, quantifying the contribution of declines in permanent income to the homeownership gap between whites and minorities. Speakers also discussed the gap between white and black homeownership at the metropolitan statistical area level, showing which cities have the largest and smallest gaps and why.



  • Arthur Acolin, Assistant Professor, University of Washington
  • Jaya Dey, Senior Economist, Freddie Mac
  • Jung Hyun Choi, Research Associate, Urban Institute
  • David A. Vandenbroucke, Senior Economist, US Department of Housing and Urban Development
  • Susan Wachter, Albert Sussman Professor of Real Estate and Professor of Finance, Wharton School, University of Pennsylvania
  • Alanna McCargo, Vice President, Housing Finance Policy Center, Urban Institute (moderator)



For questions regarding this event, contacts [email protected].

Photo by Sonja Pacho/Getty Images


Date & Time Tuesday, July 16, 2019
Urban Institute 500 L'Enfant Plaza SW
Washington , DC , 20024
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  • Principal Research Associate