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Edward Golding

Edward Golding

Nonresident Fellow

The discussion of housing finance too often focuses on the finance side and not enough on the housing side. I am excited to join the Urban Institute, which excels in bringing together experts from many fields to improve our understanding of the polices that affect how we house the nation.


Ed Golding is a nonresident fellow in the Housing Finance Policy Center at the Urban Institute. He is also a consultant on housing finance matters and works with Vista Data Services. He is an adjunct professor of finance at Columbia Business School. For 30 years, he has worked in mortgage finance, serving most recently as head of the Federal Housing Administration (FHA) in the US Department of Housing and Urban Development (HUD). During his tenure, the FHA provided more than a million families an opportunity to purchase their first home. Before heading the FHA, Golding was a senior adviser to the secretary of HUD.

Golding was a senior fellow at the Urban Institute in 2013. He started his career at the Federal Home Loan Bank Board as a specialist assistant to a board member during the savings and loan crisis and then joined Freddie Mac for 23 years. At Freddie Mac, Golding had various responsibilities, ranging from investor relations to strategy and research. Before working in mortgage finance, Golding taught at the University of Pennsylvania and the University of Florida. From 2008 through 2012, he taught a spring course on financial markets at Princeton University’s Woodrow Wilson School of Public and International Affairs. Golding has an AB in applied mathematics from Harvard University and a PhD in economics from Princeton University.

Centers & Initiatives

Housing Finance Policy Center