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An administration proposal would allow employers to pool the tips their workers receive and distribute the money to others.
Predominantly nonwhite areas in more than 50 of 60 major US cities have below-prime median credit scores.
Tax reform is an opportunity to address wealth inequality, which has grown from both gains at the top and declines at the bottom.
With the recent termination of myRA, state retirement initiatives may now offer the best hope to boost retirement savings.
Borrowers who become disabled can have their loans discharged, but they must pay income taxes associated with the amount forgiven.
The gender pay gap is frequently dismissed by statistically removing the chief determinant of wages in a market economy: the type of work you do.
Each year, roughly one in four American families will face an “income shock,” like losing a job or experiencing a sudden health or work limitation.
The link between race and debt sustains even after accounting for area income, unemployment, levels of education, and home values, all of which explain why some places seem to struggle more with paying bills than others.
The policy solutions arising out of public discourse about student debt would help many well-off, highly educated young adults but fail to solve the problems of struggling former students.
Americans may be living longer and healthier lives, but financial health in later years has become more and more uncertain.

Critical Value: An Urban Institute Podcast

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Critical Value: An Urban Institute Podcast

Experts discuss the best available data and evidence on topics that matter.

From Safety Net to Solid Ground

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From Safety Net to Solid Ground

How will potential changes to federal safety net programs affect the well-being of people striving to cover their basic needs?

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

Updates from the Urban Institute

Updates from the Urban Institute

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