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Income and Wealth

Four financial challenges facing Hispanic Americans

Young Hispanic Americans are adding to their student loan debt but not to their savings.
Income and Wealth

What regions have more delinquent auto loan debt?

In some counties, the delinquency rate for auto debt is as high as 55 percent for borrowers with a subprime credit score.
Income and Wealth

Are median incomes actually stagnating? How we calculate housing costs affects the answer

Researchers calculating income growth by adjusting for inflation rarely offset increases in income for homeowners.
Income and Wealth

The new UltraFICO system could threaten the level playing field of credit score calculations

The existing FICO credit score has been a measure of behavior, not wealth.
Income and Wealth

Busting credit myths can help low-income Americans strengthen their financial health

Many Americans don’t understand the system that affects their ability to rent an apartment, weather a medical emergency, or qualify for a mortgage.
Income and Wealth

71 million US adults have debt in collections

Having debt in collections can lower credit scores, which can have a long-lasting impact on Americans' livelihoods.
Income and Wealth

Wealth is not just for the wealthy

We’re wealthier now than we’ve ever been — but it’s mainly people at the top who are benefiting.
Income and Wealth

What’s behind the wealth gap in Asian American and Pacific Islander communities?

Research shows the size and nuances of disparities in financial well-being among Asian Americans and Pacific Islanders.
Income and Wealth

Family financial security takes more than a steady paycheck

The traditional 9-to-5 day at a single employer isn’t a reality for many workers.
Income and Wealth

50 years after Martin Luther King’s death, structural racism still drives the racial wealth gap

The difference between the average wealth of white families and that of African American families has expanded.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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