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At a recent Urban Institute seminar, panelists discussed their research on the costs and benefits of one of the more controversial mortgage modification techniques.
Though several concrete signs lately point to a broad-based housing recovery across the nation, not everything is back to normal.
Obtaining a mortgage is getting easier, but lenders are still too cautious, depressing housing demand and holding back a broader economic recovery.
Tight credit is not just an issue for the health of the overall economy, but one that affects racial and ethnic groups differently.
How many home loans are defaulting? It's not as straightforward as it seems.

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