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A better option is to require servicers to evaluate borrowers for all loss mitigation for which they are eligible.
Senior renters will need more affordable, senior-friendly housing in the next two decades.
Federal leadership and broader public awareness of the discrimination faced by Asian Americans and Pacific Islanders can help move us closer to the promise of the Fair Housing Act.
Between 2020 and 2040, homeownership trends will vary widely between states.
The FHA’s mission is to provide mortgages to creditworthy borrowers who are underserved, but evidence suggests that FHA support for small-dollar mortgages needs improving
Differences in housing conditions between the US, UK, and France illustrate that improving access to fair, affordable housing requires state and national governments to intervene.
Our projections for Texas, Georgia, California, and Minnesota—states with very different racial and ethnic compositions—show the wide range of homeownership trajectories we expect to see over the next two decades.
Federal policymakers and academic institutions can support students most in need by confronting evolving barriers faced by homeless and housing-insecure students.
Streamlined refinancing could reduce default risk among borrowers with low credit scores.

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