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Housing and Housing Finance

Living Longer with Parents Might Hurt Young Adults' Long-Term Financial Success

The number of young adults living with their parents has almost doubled since 2000.
Housing and Housing Finance

A significantly improved appraisal process has reduced the riskiness of refinance mortgages

Historically, purchase mortgages have defaulted less often than refinance mortgages.
Housing and Housing Finance

Most CRA-qualifying loans in low- and moderate-income areas go to middle- and upper-income borrowers

Banks get credit under the CRA for providing single-family mortgages to low- and moderate-income borrowers.
Housing and Housing Finance

Three differences between black and white homeownership that add to the housing wealth gap

Black homebuyers buy less expensive first homes with more debt than white homebuyers.
Housing and Housing Finance

A Q&A with housing affordability leader Ellen Sahli, recipient of the Janice Nittoli Fellowship

Ellen Sahli plans to work Urban researchers to find solutions to eviction in the Twin Cities area.
Housing and Housing Finance

While less plentiful, multifamily loans pack a bigger CRA punch than single-family loans

While multifamily lending is smaller than single-family lending, it has an outsize effect in meeting the needs of low- and moderate-income communities.
Housing and Housing Finance

Four lessons on federal crisis response from ten years of foreclosure counseling

The National Foreclosure Mitigation Counseling program helped 2.14 million homeowners after the crisis of 2008.
Housing and Housing Finance

Los Angeles County is taking steps to prevent discrimination against housing voucher holders

Of five sites studied by Urban, Los Angeles was the most challenging in which to find housing with a voucher.
Housing and Housing Finance

A five-point strategy for reducing the black homeownership gap

In the past 15 years, black homeownership rates have declined to levels not seen since the 1960s.
Housing and Housing Finance

How volunteers conduct a one-night survey to better gauge homelessness

Volunteering for the "Point-in-Time" count means spending the night talking to people who may be experiencing homelessness.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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