The FHA’s mission is to provide mortgages to creditworthy borrowers who are underserved, but evidence suggests that FHA support for small-dollar mortgages needs improving
Differences in housing conditions between the US, UK, and France illustrate that improving access to fair, affordable housing requires state and national governments to intervene.
Our projections for Texas, Georgia, California, and Minnesota—states with very different racial and ethnic compositions—show the wide range of homeownership trajectories we expect to see over the next two decades.
Federal policymakers and academic institutions can support students most in need by confronting evolving barriers faced by homeless and housing-insecure students.
The homeownership rate in Newark is low, with rates for Black and Hispanic households near that of white households. At the same time, the majority of homeowners in Newark are Black and Hispanic households.
Our traditional system of credit reporting works well for those with established credit histories, but it unfairly penalizes people who don’t use credit.
