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Reducing barriers to home equity lending can ensure all owners have the opportunity to access the wealth stored in their homes.
People of color face greater barriers in acquiring mortgages, which helps sustain the racial homeownership gap.
Manufactured home borrowers face the greatest obstacles in refinancing are have been unable to take advantage of the low interest rates.
France’s Urban Solidarity and Renewal (SRU) law has been successful in making the distribution of affordable housing more equitable in terms of evening the availability of subsidized units across municipalities, and it could be a model for the US.
With the distribution of emergency rental assistance funds slowly picking up and the national eviction moratorium ending last month, real-time data that reflect the financial health of renters is critical.
How can changes in local and federal policy improve housing stability, housing affordability, and wealth building opportunities for Black, Indigenous, and Latinx communities?
Expanding state and local protections and accelerating emergency rental assistance is critical to keeping renters in their homes.
Evidence suggests the FHA’s low-documentation modification will greatly improve the take-up rate and increase the number of successful modifications.

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