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Housing and Housing Finance

The mortgage market is not meeting the needs of self-employed workers

Self-employed households still earn more than salaried households, but they've been slower to recover from the 2008 crisis.
Housing and Housing Finance

Housing finance issues to watch in 2019

Members of the Urban Institute's Housing Finance Policy Center share what they're keeping an eye on over the next year.
Housing and Housing Finance

What to expect from Calabria’s leadership of the Federal Housing Finance Agency

As the regulator for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, the FHFA has an enormous hand in who in this country can get a mortgage and on what terms.
Housing and Housing Finance

Four trends to watch at the Federal Housing Administration in 2019

The release of FHA’s annual report and increase in FHA loan limits makes it a good time to assess the program’s health.
Housing and Housing Finance

America’s public housing program faces an uncertain future

Many housing authorities are facing the hard reality that they may not be able to keep their buildings open.
Housing and Housing Finance

What explains the homeownership gap between black and white young adults?

Between 1999 and 2015, 42 percent of white young adults owned a home, while only 18 percent of black young adults were homeowners.
Housing and Housing Finance

Buy young, earn more: Buying a house before age 35 gives homeowners more bang for their buck

Today’s young adults are less likely to own a home compared with baby boomers and Gen Xers at the same age.
Housing and Housing Finance

Renters are more likely than homeowners to struggle with paying for basic needs

Urban Institute research suggests families are jeopardizing their health and well-being to prioritize housing payments.
Housing and Housing Finance

Cash-out refinancing is on the rise again. Here’s why we aren’t worried

The cash-out refinance share of all refinances is at the highest point since the 2008 financial crisis.
Housing and Housing Finance

LIBOR’s phaseout could make holders of reverse and adjustable-rate mortgages billion-dollar winners

Due to expire in three years, LIBOR currently sets the rate for 2.8 million adjustable-rate mortgages and most reverse mortgages.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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Critical Value: An Urban Institute Podcast

Experts discuss the best available data and evidence on topics that matter.

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