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Housing and Housing Finance

What explains the homeownership gap between black and white young adults?

Between 1999 and 2015, 42 percent of white young adults owned a home, while only 18 percent of black young adults were homeowners.
Housing and Housing Finance

Buy young, earn more: Buying a house before age 35 gives homeowners more bang for their buck

Today’s young adults are less likely to own a home compared with baby boomers and Gen Xers at the same age.
Housing and Housing Finance

Renters are more likely than homeowners to struggle with paying for basic needs

Urban Institute research suggests families are jeopardizing their health and well-being to prioritize housing payments.
Housing and Housing Finance

Cash-out refinancing is on the rise again. Here’s why we aren’t worried

The cash-out refinance share of all refinances is at the highest point since the 2008 financial crisis.
Housing and Housing Finance

LIBOR’s phaseout could make holders of reverse and adjustable-rate mortgages billion-dollar winners

Due to expire in three years, LIBOR currently sets the rate for 2.8 million adjustable-rate mortgages and most reverse mortgages.
Housing and Housing Finance

Rapid re-housing can help end children’s homelessness

Children younger than 4 who experience homelessness are at increased risk for adverse health outcomes.
Housing and Housing Finance

Four ways today’s high home prices affect the larger economy

House prices today are higher than they were in 2006, the year the housing market started to collapse.
Housing and Housing Finance

Seven strategies to boost Hispanic homeownership

Improving Hispanic homeownership is an investment in both the prosperity of Hispanic Americans and in the future of the nation’s economy.
Housing and Housing Finance

A housing survey reveals five trends about American pet owners

Over the past four years, households have become less likely to have kids and more likely to have pets.
Housing and Housing Finance

Rural communities need more affordable rental housing

Fifty-four million rural residents live in areas with a severe or moderately severe need for the production of more affordable rental housing.

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