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Housing and Housing Finance

The Community Reinvestment Act Faces Major Changes, but Regulators Are Not Aligned

Regulators, banks, and community advocates all agree that the Community Reinvestment Act could better support low-income communities.
Housing and Housing Finance

All Five Federal Mortgage Programs Should Treat Student Loan Debt the Same Way

Many of the 44.7 million Americans with student loan debt are also in their prime homebuying years.
Housing and Housing Finance

How 2020 Candidates Plan to Increase Nationwide Housing Supply

New housing construction is failing to meet the needs of 80 million millennials entering their prime homebuying years.
Housing and Housing Finance

Three Reasons We Still Build Like It’s 1900

Site-built home construction is more common, but less efficient and costlier than off-site construction.
Housing and Housing Finance

Four Lessons from Minnesota Can Inform the Eviction Crisis Debate

Introduced last week, the Eviction Crisis Act proposes creating or testing interventions to help keep families in their homes.
Housing and Housing Finance

New Mortgage Data Show Business Borrowing Is Key to Affordable Multifamily Housing

Newly released HMDA data reveal three important facts about multifamily lending.
Housing and Housing Finance

Comparing State Housing Markets through Customizable Data Visualization

Looking only at national housing trends can mask differences across states.
Housing and Housing Finance

What’s Behind the Dramatic Improvement in the Federal Housing Administration’s MMI Fund?

In their annual report to Congress, the FHA showed a major improvement in the capital ratio of the Mutual Mortgage Insurance fund.
Housing and Housing Finance

Many New Bills Bring National Attention to Urgent Public Housing Needs

Even as they seek to be visionary, new proposals should focus on addressing the steady decline in public housing.
Housing and Housing Finance

LeBron James’s Foundation Is Building Transitional Housing at the I Promise School. But It Can Go Further to Help Families

Transitional housing can help some families, but it may not be the best crisis intervention.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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Critical Value: An Urban Institute Podcast

Experts discuss the best available data and evidence on topics that matter.

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