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Housing and Housing Finance

Too many homeowners lack flood insurance, but many buy it voluntarily

New data from the American Housing Survey show that just over 1 in 10 homeowners have flood insurance nationally.
Housing and Housing Finance

New evidence shows manufactured homes appreciate as well as site-built homes

The Federal Housing Finance Agency recently published data on manufactured home prices for the first time.
Housing and Housing Finance

Including new types of data in credit files could significantly expand credit access

25 million Americans have no credit profile, and another 28 million lack sufficient information to generate a reliable credit score
Housing and Housing Finance

Three ways to strengthen the affordable rental housing supply

Demand on the American rental market has grown since the Great Recession and mortgage crisis.
Housing and Housing Finance

Robocall laws can interfere with important mortgage borrower communications

Successful mortgage servicing depends on smooth communication between mortgage servicers and borrowers.
Housing and Housing Finance

Proposed GSE capital requirements would better protect taxpayers, but some questions remain

Since entering conservatorship, Fannie Mae and Freddie Mac have not been subject to regulations on how much capital they must maintain.
Housing and Housing Finance

Traditional mortgage denial metrics may misrepresent racial and ethnic discrimination

Traditional mortgage denial metrics don’t control for the creditworthiness of applicants.
Housing and Housing Finance

The rebounding mortgage market, in three charts

Three data tools provide a glimpse into how the mortgage market has evolved since the 2008 housing crisis.
Housing and Housing Finance

Landlords limit voucher holders’ choice in where they can live

A new Urban Institute report finds that many landlords routinely reject voucher holders before meeting them.
Housing and Housing Finance

First-time homebuyers will continue to dominate the mortgage market

Compared with repeat buyers, first-timers have dominated the mortgage market for the past 10 years.

Resilience in the Face of Disaster

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Resilience in the Face of Disaster

When disaster strikes, we need inclusive plans grounded in evidence on what works.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

Critical Value: An Urban Institute Podcast

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Critical Value: An Urban Institute Podcast

Experts discuss the best available data and evidence on topics that matter.

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