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Housing and Housing Finance

New Mortgage Data Show Business Borrowing Is Key to Affordable Multifamily Housing

Newly released HMDA data reveal three important facts about multifamily lending.
Housing and Housing Finance

Comparing State Housing Markets through Customizable Data Visualization

Looking only at national housing trends can mask differences across states.
Housing and Housing Finance

What’s Behind the Dramatic Improvement in the Federal Housing Administration’s MMI Fund?

In their annual report to Congress, the FHA showed a major improvement in the capital ratio of the Mutual Mortgage Insurance fund.
Housing and Housing Finance

Many New Bills Bring National Attention to Urgent Public Housing Needs

Even as they seek to be visionary, new proposals should focus on addressing the steady decline in public housing.
Housing and Housing Finance

LeBron James’s Foundation Is Building Transitional Housing at the I Promise School. But It Can Go Further to Help Families

Transitional housing can help some families, but it may not be the best crisis intervention.
Housing and Housing Finance

Not Every Household Feels Relief amid Our Record-Low National Household Debt Service Ratio

Today's low debt service ratio partly reflects the difficulties some would-be homeowners are having qualifying for a mortgage.
Housing and Housing Finance

Four Ways Technology Is Addressing the Housing Affordability Crisis

Brian Brooks recently outlined how the tech sector is addressing the housing sector’s supply and demand mismatch.
Housing and Housing Finance

Good News for the Next Economic Downturn: Home Equity Use Is Low

The $29.1 trillion value of the US housing market is at a historic high, but mortgage debt held by homeowners is stable.
Housing and Housing Finance

Health Care Companies Join the Effort to End Homelessness. How Can They Maximize Investments?

UnitedHealth is betting that investments to support housing stability will lead to a reduction in high-cost medical services.
Housing and Housing Finance

How Has HUD’s Controversial Rental Assistance Demonstration Affected Tenants?

The RAD program allows housing authorities to “convert” their units into project-based Section 8 assistance.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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