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Housing and Housing Finance

Three Ways Hospitals and Health Systems Can Improve How They Invest in Affordable Housing

Hospitals and health systems are acknowledging the importance of stable housing on health outcomes.
Housing and Housing Finance

Debunking the Myth That Small-Dollar Mortgages are Riskier

Some believe small-dollar mortgages are riskier because potential buyers have worse credit profiles.
Housing and Housing Finance

Concentration in Multifamily Lending Argues for Full Public Release of More HMDA Data

Why not use this information fully to promote transparency on multifamily CRA activity?
Housing and Housing Finance

BangorHousing Shows How Small Housing Authorities Can Be More than Property Managers

There are many stories about housing authorities large and small that fail their tenants. BangorHousing’s story offers a different perspective.
Housing and Housing Finance

Fighting Housing Discrimination in 2019

Facebook’s approach to housing ads illustrates how housing discrimination continues to evolve.
Housing and Housing Finance

Dismantling the Harmful, False Narrative That Homelessness Is a Choice

This myth enables apathy and maintains the nation’s status quo of too many people experiencing homelessness in an affordable housing crisis.
Housing and Housing Finance

New Data Confirm the Urgency of Addressing the Expiration of the GSE Patch

The "GSE patch" disproportionately benefits minority and lower-income borrowers.
Housing and Housing Finance

Living Longer with Parents Might Hurt Young Adults' Long-Term Financial Success

The number of young adults living with their parents has almost doubled since 2000.
Housing and Housing Finance

A significantly improved appraisal process has reduced the riskiness of refinance mortgages

Historically, purchase mortgages have defaulted less often than refinance mortgages.
Housing and Housing Finance

Most CRA-qualifying loans in low- and moderate-income areas go to middle- and upper-income borrowers

Banks get credit under the CRA for providing single-family mortgages to low- and moderate-income borrowers.

The Vulnerable, Vital 2020 Census

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The Vulnerable, Vital 2020 Census

The decennial Census will gather the most complete picture of America of the past 10 years, but its accuracy is in jeopardy.

Behind the Numbers at the Urban Institute

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Behind the Numbers at the Urban Institute

Structural Racism in America

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Structural Racism in America

Public policies, institutional practices, and cultural narratives perpetuate our country's racial inequalities. 

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Critical Value: An Urban Institute Podcast

Experts discuss the best available data and evidence on topics that matter.

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