An equity-centered systems change could propel community development finance as a moral and economic imperative, sustaining racial equity commitments beyond national moments of crisis.
Identifying disparities and their causes can lead to strategies to help people get over financing barriers, address the legacies of racist policies and practices, and tap into the security and wealth-building power of homeownership
New Urban research on promising policies from abroad offers lessons for US policymakers to address inequitable access to services, partly symptomatic of market failures, by encouraging a larger role for government action.
A combination of loss mitigation solutions and Homeowner Assistance Fund dollars will support a more robust recovery.How Can Policymakers Ensure the Homeowner Assistance Fund Reaches People in Need?
Doubling the maximum Pell grant award would substantially expand access to college funding, providing a large increase in grant funding for current recipients and increasing the number of eligible students.
Unpredictable benefit cliffs resulting from interactions between earnings, benefits, and taxes create challenges for parents trying to support their families.
Because children who grow up living in poverty are less likely to succeed economically as adults, cycles of poverty and housing instability can span generations. Two-generation programs can disrupt those cycles.
Lifting legal roadblocks alone will not guarantee an influx of additional or affordable housing. Homeowners and small developers need access to the financing necessary to build new infill units.
Centering birthing people’s preferences—particularly voices from communities of color—will be critical to ensuring telehealth improves outcomes and doesn’t widen inequities.
