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Though schools have only partial control over student borrowing, the nation’s highly endowed private colleges have made substantial progress on reducing student debt for low-and moderate-income students.
The COVID-19 crisis creates a unique opportunity for policymakers to strengthen their states’ grant programs.
As currently structured, income-driven repayment plans have some serious shortcomings.
Forgiving federal loans made to parents who have no chance of being able to repay them would relieve pressure on thousands of low-income households.
Expanding Pell grants is a promising route to preparing more low-income workers for remunerative and satisfying careers.
Students graduating from college stand in front of an American flag
Cancelling student debt has no immediate impact on the national debt, but will gradually increase the national debt in the long-term.
Protester holds a sign that reads, "we need relief now!"
It is difficult to justify picking student loans as the most problematic form of debt.
College graduation cap reads "I am in so much debt please help"
Focusing assistance on those who have been particularly affected by the pandemic could help buy time to implement a permanent solution.
By helping students pay their tuition next year, the federal government can help make sure more of them are able to make the investment on which their futures depend.
It’s easy to wonder why anyone has to pay tuition, given the size of some college endowments.

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