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Newark, New Jersey cityscape
Understanding barriers to homeownership in Newark can help us better understand how to reduce the racial homeownership gap in other cities.
Skyline with houses
For many homeowners, the increased use of appraisal waivers has provided a tangible financial benefit during COVID-19.
Home in the dark
Approximately 400,000 homeowners who became delinquent after the pandemic began have forgone forbearance and become delinquent.
Shareholders in African-American-owned community banks pose for photo
All financial institutions could better serve the Black community. But CDFIs are already well positioned to make a difference in neighborhoods of color.
This public-health-turned-economic crisis is beginning to constrict the mortgage credit box again.
This protection can help stabilize renters during an economically precarious time, but it doesn’t cover everyone.
Since 2009, housing demand has outstripped supply in the United States.
Scarce and more expensive labor is a key contributor to the high cost of housing construction.
Today's low debt service ratio partly reflects the difficulties some would-be homeowners are having qualifying for a mortgage.
The $29.1 trillion value of the US housing market is at a historic high, but mortgage debt held by homeowners is stable.

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