Skip to main content
A better option is to require servicers to evaluate borrowers for all loss mitigation for which they are eligible.
Our traditional system of credit reporting works well for those with established credit histories, but it unfairly penalizes people who don’t use credit.
Rows of houses
Two borrowers with similar circumstances often receive different treatment because different entities own their loans.
This protection can help stabilize renters during an economically precarious time, but it doesn’t cover everyone.
This funding will keep renters and homeowners housed for the next three to six months, giving them time to recover from the massive COVID-19 shock and reducing the likelihood of a full-blown housing market collapse.
The economic downturn resulting from COVID-19 will be the first time our current loss mitigation toolkit is tested in real time.
Borrowers' use of varying mortgage lending products should be considered when improving federal programs.
New housing construction is failing to meet the needs of 80 million millennials entering their prime homebuying years.
Venture capital in real estate technology skyrocketed from $20 million in 2008 to $3.4 billion in 2017.
The creation of the UMBS is an important step forward in the current system.

COVID-19: Policies to Protect People and Communities

Behind the Numbers at the Urban Institute

Critical Value: An Urban Institute Podcast

Structural Racism in America

Updates from the Urban Institute

Updates from the Urban Institute

Urban Wire Writers