Brief Opportunity and Ownership over the Life Cycle
Signe-Mary McKernan, C. Eugene Steuerle, Serena Lei
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A key driver of persistent poverty is a lack of savings and assets. While public assistance can help families, assets give families the means to help themselves. Rather than thinking in isolation about each asseteducation, homeownership, or retirement savingspolicies to combat poverty or build wealth should account for people's needs and ability to acquire assets over a lifetime. To help craft a more inclusive wealth-building policy, this brief seeks evidence from typical lifecycle saving patterns and draws on suggestions from a roundtable of asset, education, housing, and retirement policy experts.
Research Areas Economic mobility and inequality Wealth and financial well-being Aging and retirement Housing
Tags Federal housing programs and policies Asset and debts Pensions Income and wealth distribution Retirement policy Financial stability
Policy Centers Center on Labor, Human Services, and Population