We seek to create mobility pathways for underserved communities and people living in poverty by closing the financial services gap. To accomplish this, we propose the following four strategies that capitalize on the nation’s existing traditional and community development finance infrastructure; leverage banking regulatory structures; and where necessary, create new tools.

1. Triple bank lending, services, and investment in unserved markets by leveraging the Community Reinvestment Act.
2. Increase public and private investment in community development financial institutions to expand the availability of quality financial services in underserved markets.
3. Establish universal basic accounts for all Americans. Support policies and practices that foster a fair and responsible financial marketplace for all Americans.