Testimony Increasing Health Insurance Coverage of Workers in Small Firms: Challenges and Strategies
Testimony before the Finance Committee United States Senate
Linda J. Blumberg
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Small employers face substantial disadvantages relative to large employers when providing health insurance to their workers. These problems can largely be summarized as higher administrative costs of insurance, limited ability to spread health care risk, and a workforce with lower wages. But the primary barrier to coverage for workers in small firms is being low-income; workers in small firms are more than twice as likely as those in large firms to have family income below 200 percent of the federal poverty level. Significant inroads into reducing the uninsured in this population will require income-related subsidization of insurance coverage.
Research Areas Health and health care
Tags Health insurance Federal health care reform State health care reform Private insurance
Policy Centers Health Policy Center