Harry Holzer testifies before the Joint Economic Committee. The nation continues to suffer from two distinct problems of worker joblessness: one related to the short-term business cycle, and the other related to longer-term structural problems that face particular groups of disadvantaged workers. Personal Reemployment Accounts are unlikely to help generate lower unemployment rates, though if restructured they might contribute somewhat to worker skill development. There remains a strong need for additional federal extensions of Unemployment Insurance to workers who exhaust their benefits. Training programs for the disadvantaged such as Youth Opportunities need to be preserved, and other alternatives developed.