Journal Article High-Risk Pools - Merely a Stopgap Reform
Linda J. Blumberg
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The Patient Protection and Affordable Care Act (ACA) established a program of temporary high-risk insurance pools, the Pre-Existing Condition Insurance Plans.The program provides federal support for insurance pools enrolling only people with medical conditions that have prevented them from obtaining non-group health insurance. Enrollment has been low 12,437 enrollees as of February 1, 2011.This low participation level, however, should not be seen as a sign of the potential failure of the ACA's forthcoming comprehensive reforms; rather, it highlights the need for broad-based sharing of risk, combined with sufficient financial support from the government.
Research Areas Health and health care
Tags Health insurance Federal health care reform Private insurance
Policy Centers Health Policy Center