Brief Fixing the FHA's Loan Certification: A Proposal
Laurie Goodman, Jim Parrott, Lewis Ranieri, Ellen Seidman, Mark M. Zandi
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In this proposal to the Federal Housing Administration, the authors propose changes to the FHA’s loan certification process that will incentivize lenders to improve their underwriting rather than reduce their lending.
Research Areas Housing finance Housing
Tags Federal housing programs and policies Housing markets Single-family finance Credit availability Homeownership Finance
Policy Centers Housing Finance Policy Center