Fixing the FHA's Loan Certification: A Proposal
Laurie Goodman,Jim Parrott,Lewis Ranieri,Ellen Seidman,Mark M. Zandi
In this proposal to the Federal Housing Administration, the authors propose changes to the FHA’s loan certification process that will incentivize lenders to improve their underwriting rather than reduce their lending.
Research AreasHousing financeHousing
TagsFederal housing programs and policiesHousing marketsSingle-family financeCredit availabilityHomeownershipFinance