Brief FHA’s Proposed Servicing Reforms Need More Thought
Laurie Goodman
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In July 2015, the Federal Housing Administration (FHA) proposed a rule with far-reaching implications for servicing FHA loans [RIN 2502-AJ23], but it has received surprisingly little attention. The proposed rule would strictly limit the maximum period for filing insurance claims with the FHA. As reflected in this brief, we are concerned that this rule will negatively impact access to credit for prospective FHA borrowers.
Research Areas Housing finance Housing
Tags Federal housing programs and policies Credit availability
Policy Centers Housing Finance Policy Center