Research Report Columbus Market: Keys Unlock Dreams Initiative
Peter J Mattingly, Jung Hyun Choi, Daniel Pang, Janneke Ratcliffe
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This chartbook provides a comprehensive overview of racial disparities in homeownership in the city of Columbus and the Columbus MSA. It contains analyses of household socioeconomic characteristics, mortgage and credit, home prices, and housing supply in Columbus that are all related to the lower Black homeownership rate and housing wealth in the region. Shifting racial and ethnic demographics—coupled with lower household incomes, increasing home values, and a lack of new homes—create a unique situation in Columbus that poses several obstacles to supporting borrowers and increasing homeownership. The data in this volume, the third in the Keys Unlock Dreams initiative, aim to help local decision-makers identify and evaluate solutions to racial housing wealth disparities in their area and to offer metrics and benchmarks toward progress.

Research Areas Housing finance Housing
Tags Black/African American communities Housing affordability Housing and the economy Housing markets Racial barriers to housing
Policy Centers Housing Finance Policy Center
States Ohio
Cities Columbus, OH