Housing finance issues to watch in 2019

Members of the Urban Institute's Housing Finance Policy Center share what they're keeping an eye on over the next year.

What to expect from Calabria’s leadership of the Federal Housing Finance Agency

As the regulator for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, the FHFA has an enormous hand in who in this country can get a mortgage and on what terms.

Four trends to watch at the Federal Housing Administration in 2019

The release of FHA’s annual report and increase in FHA loan limits makes it a good time to assess the program’s health.

What explains the homeownership gap between black and white young adults?

Between 1999 and 2015, 42 percent of white young adults owned a home, while only 18 percent of black young adults were homeowners.

Buy young, earn more: Buying a house before age 35 gives homeowners more bang for their buck

Today’s young adults are less likely to own a home compared with baby boomers and Gen Xers at the same age.

Cash-out refinancing is on the rise again. Here’s why we aren’t worried

The cash-out refinance share of all refinances is at the highest point since the 2008 financial crisis.

LIBOR’s phaseout could make holders of reverse and adjustable-rate mortgages billion-dollar winners

Due to expire in three years, LIBOR currently sets the rate for 2.8 million adjustable-rate mortgages and most reverse mortgages.

Four ways today’s high home prices affect the larger economy

House prices today are higher than they were in 2006, the year the housing market started to collapse.

A housing survey reveals five trends about American pet owners

Over the past four years, households have become less likely to have kids and more likely to have pets.

More than 19 million millennials in 31 US cities are ready to become homeowners

Expensive coastal cities have the highest shares of mortgage-ready millennials.