The 1977 Community Reinvestment Act seeks to encourage banks to meet their communities’ credit needs.
The housing finance industry is activating plans developed to respond to the 2008 housing crisis and natural disasters.
Some rules create a cumbersome loss mitigation process for borrowers and increase costs for servicers.
Self-employed households still earn more than salaried households, but they've been slower to recover from the 2008 crisis.
As the regulator for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, the FHFA has an enormous hand in who in this country can get a mortgage and on what terms.
The release of FHA’s annual report and increase in FHA loan limits makes it a good time to assess the program’s health.
Between 1999 and 2015, 42 percent of white young adults owned a home, while only 18 percent of black young adults were homeowners.