New Mortgage Data Show Business Borrowing Is Key to Affordable Multifamily Housing

Newly released HMDA data reveal three important facts about multifamily lending.

What’s Behind the Dramatic Improvement in the Federal Housing Administration’s MMI Fund?

In their annual report to Congress, the FHA showed a major improvement in the capital ratio of the Mutual Mortgage Insurance fund.

Not Every Household Feels Relief amid Our Record-Low National Household Debt Service Ratio

Today's low debt service ratio partly reflects the difficulties some would-be homeowners are having qualifying for a mortgage.

Four Ways Technology Is Addressing the Housing Affordability Crisis

Brian Brooks recently outlined how the tech sector is addressing the housing sector’s supply and demand mismatch.

Good News for the Next Economic Downturn: Home Equity Use Is Low

The $29.1 trillion value of the US housing market is at a historic high, but mortgage debt held by homeowners is stable.

Negative Mortgage Interest Rates in the US? Unlikely but Possible

In Denmark, mortgage rates are negative 0.5 percent, and rates on sovereign debt are negative in many other European countries.

Three Tips for Tackling Local Housing Affordability Challenges

The affordable housing crisis is a national problem, but the root causes and solutions are tied to local action.

Three Ways Fintech Is Changing Homebuying—And Three Important Questions

Venture capital in real estate technology skyrocketed from $20 million in 2008 to $3.4 billion in 2017.

How Debt Burden Affects FHA Mortgage Repayment, in Six Charts

Should the FHA tighten credit to lower the average debt-to-income ratio for its insured loans?

The Surge of Investors in Single-Family Homes Raises Three Concerns

Last year, investors purchased one-fifth of all single-family starter homes on the market, double the number they bought 20 years ago.