Streamlined refinancing could reduce default risk among borrowers with low credit scores.
Down Payment Assistance Focused on First-Generation Buyers Could Help Millions Access the Benefits of Homeownership
Down payment assistance for first-generation buyers could reduce intergenerational wealth disparities.
Housing Trends in Newark, New Jersey, Illustrate How the COVID-19 Recession Has Affected Black and Hispanic Homeowners
The homeownership rate in Newark is low, with rates for Black and Hispanic households near that of white households. At the same time, the majority of homeowners in Newark are Black and Hispanic households.
Women's gains in homeownership have been made possible, in large part, by gains in education relative to men, though the income gap persists.
Our traditional system of credit reporting works well for those with established credit histories, but it unfairly penalizes people who don’t use credit.
Most landlords and tenants are not familiar with the programs designed to support them.
Why Automated Home Valuation Technology Errors Disproportionately Affect Majority-Black Neighborhoods
Data show lower sales prices heighten the percentage magnitude of automated valuation model error in majority-Black neighborhoods.
The Number of Hispanic Households Will Skyrocket by 2040. How Can the Housing Industry Support Their Needs?
Three changes could reduce the barriers to homeownership for Hispanic households.