Appraisal Waivers Have Helped Homeowners Find Payment Flexibility Amid Pandemic-Induced Economic Struggles
For many homeowners, the increased use of appraisal waivers has provided a tangible financial benefit during COVID-19.
Approximately 400,000 homeowners who became delinquent after the pandemic began have forgone forbearance and become delinquent.
Proposition 15 might moderately increase housing supply, but because it affects so few properties, it can’t solve California’s housing crisis.
Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates.
For landlords who are struggling to pay mortgages and are disproportionately people of color, additional policies could alleviate their financial burdens.
Occupants of manufactured homes work in industries and occupations that are most vulnerable to COVID-19.
More data can help policymakers better understand how to support homeowners during the pandemic.
Two borrowers with similar circumstances often receive different treatment because different entities own their loans.
Owners and Renters of 6.2 Million Units in Small Buildings Are Particularly Vulnerable during the Pandemic
Small-building landlords and renters need additional financial support—quickly—as the crisis continues.
Moving to a 70 Percent Income Replacement for Unemployment Insurance Benefits Will Disproportionately Hurt Low-Income Renters
Under a 70 percent income replacement, a new analysis finds households with higher incomes would see a big increase in monthly benefits, while households with lower incomes would see a sharp decline.