The affordable housing crisis is a national problem, but the root causes and solutions are tied to local action.
Venture capital in real estate technology skyrocketed from $20 million in 2008 to $3.4 billion in 2017.
Should the FHA tighten credit to lower the average debt-to-income ratio for its insured loans?
Last year, investors purchased one-fifth of all single-family starter homes on the market, double the number they bought 20 years ago.
The household-owned value of the housing market is now higher than the pre-crisis peak of $22.68 trillion in 2006.
Selling pools of severely delinquent loans to investors can help the FHA and borrowers headed into foreclosure.
The creation of the UMBS is an important step forward in the current system.
Although homeownership rates for other groups have largely recovered since the housing crisis, black homeownership continues to decline, recently hitting an all-time low.
Changes in the housing finance sector have sparked conversations on the value of private mortgage insurance.