Regulators, banks, and community advocates all agree that the Community Reinvestment Act could better support low-income communities.
Many of the 44.7 million Americans with student loan debt are also in their prime homebuying years.
New housing construction is failing to meet the needs of 80 million millennials entering their prime homebuying years.
In their annual report to Congress, the FHA showed a major improvement in the capital ratio of the Mutual Mortgage Insurance fund.
Today's low debt service ratio partly reflects the difficulties some would-be homeowners are having qualifying for a mortgage.
Brian Brooks recently outlined how the tech sector is addressing the housing sector’s supply and demand mismatch.
The $29.1 trillion value of the US housing market is at a historic high, but mortgage debt held by homeowners is stable.