Four ways today’s high home prices affect the larger economy

House prices today are higher than they were in 2006, the year the housing market started to collapse.

A housing survey reveals five trends about American pet owners

Over the past four years, households have become less likely to have kids and more likely to have pets.

More than 19 million millennials in 31 US cities are ready to become homeowners

Expensive coastal cities have the highest shares of mortgage-ready millennials.

The “rent gap” still makes it cheaper to own than rent in these 17 cities

In 17 of America's 33 largest metropolitan areas, owning a home is cheaper than renting.

Too many homeowners lack flood insurance, but many buy it voluntarily

New data from the American Housing Survey show that just over 1 in 10 homeowners have flood insurance nationally.

New evidence shows manufactured homes appreciate as well as site-built homes

The Federal Housing Finance Agency recently published data on manufactured home prices for the first time.

Including new types of data in credit files could significantly expand credit access

25 million Americans have no credit profile, and another 28 million lack sufficient information to generate a reliable credit score

Robocall laws can interfere with important mortgage borrower communications

Successful mortgage servicing depends on smooth communication between mortgage servicers and borrowers.

Proposed GSE capital requirements would better protect taxpayers, but some questions remain

Since entering conservatorship, Fannie Mae and Freddie Mac have not been subject to regulations on how much capital they must maintain.

Traditional mortgage denial metrics may misrepresent racial and ethnic discrimination

Traditional mortgage denial metrics don’t control for the creditworthiness of applicants.