Three Tips for Tackling Local Housing Affordability Challenges

The affordable housing crisis is a national problem, but the root causes and solutions are tied to local action.

Three Ways Fintech Is Changing Homebuying—And Three Important Questions

Venture capital in real estate technology skyrocketed from $20 million in 2008 to $3.4 billion in 2017.

How Debt Burden Affects FHA Mortgage Repayment, in Six Charts

Should the FHA tighten credit to lower the average debt-to-income ratio for its insured loans?

The Surge of Investors in Single-Family Homes Raises Three Concerns

Last year, investors purchased one-fifth of all single-family starter homes on the market, double the number they bought 20 years ago.

Mortgage Debt Has Peaked. Why Has the Share of Homeowners with a Mortgage Fallen to a 13-Year Low?

The household-owned value of the housing market is now higher than the pre-crisis peak of $22.68 trillion in 2006.

FHA’s Distressed Asset Stabilization Program Should Be Improved, Not Abandoned

Selling pools of severely delinquent loans to investors can help the FHA and borrowers headed into foreclosure.

Mapping the Hispanic Homeownership Gap

Of 100 US cities analyzed, only 2 in Texas have closed the gap between white and Hispanic homeownership rates.

Single Security Helps Today’s Housing Finance System and Lays the Groundwork for Tomorrow's

The creation of the UMBS is an important step forward in the current system.

These Five Facts Reveal the Current Crisis in Black Homeownership

Although homeownership rates for other groups have largely recovered since the housing crisis, black homeownership continues to decline, recently hitting an all-time low.

Private Mortgage Insurance Reduces the Severity of Losses for Those Holding Risk

Changes in the housing finance sector have sparked conversations on the value of private mortgage insurance.