The latest retirement-related statistics on the changing population, older workers, pensions, and long-term trends.
Our microsimulation model projects the size and characteristics of the US population for the next 75 years, helping sort out how the profound social, economic, and demographic shifts that are transforming retirement will affect older adults, taxpayers, business, and government. It also shows how outcomes might evolve with changes to public policies, business practices, or individual behaviors.
Evaluating Employer-Sponsored Benefits
We are studying workplace retirement and health insurance plans to help the US Department of Labor’s Employee Benefits Security Administration formulate policies that better serve employees and employers.
The costs of long-term care are some of the most significant financial risks confronting older Americans. Project researchers evaluate policy options to help pay for home care, nursing home stays, assisted living, and other long-term services and supports.
This project examines how potential changes to Social Security, Medicare, financing for long-term services and supports, and tax incentives for retirement saving might affect older adults, taxpayers, and work incentives.
Projecting Medicare Spending
Rising health care costs threaten to upend federal budgets and undermine seniors’ financial security. With funding from the National Institutes of Health, we are collaborating with researchers at Harvard Medical School to project future health care spending by older Americans.
This project examines the cost and financing of retirement plans provided to government employees, assesses their impact on retirement security and employee recruitment and retention, and evaluates reform options.