Many Americans don’t understand the system that affects their ability to rent an apartment, weather a medical emergency, or qualify for a mortgage.
The evidence suggests that asset limits are detrimental to the financial security of low-income Americans.
Closing the racial wealth gap will require targeted policies that help women of color build wealth.
Predominantly nonwhite areas in more than 50 of 60 major US cities have below-prime median credit scores.
Tax reform is an opportunity to address wealth inequality, which has grown from both gains at the top and declines at the bottom.
Borrowers who become disabled can have their loans discharged, but they must pay income taxes associated with the amount forgiven.
Nearly one in three nonelderly black Americans have past-due medical bills—a concerning number given the consequences for physical and financial health.
Each year, roughly one in four American families will face an “income shock,” like losing a job or experiencing a sudden health or work limitation.