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The Changing Wealth of Americans

Wealth inequality has worsened over the past 30 years. The growing wealth gap is greater and potentially more devastating than income inequality. Lack of wealth can handicap economic mobility, leave families exposed to financial risks, and weaken the economy.

Reducing wealth inequality creates better opportunities for all Americans. But the billions the federal government spends to support asset development primarily benefits higher-income families, worsening wealth inequality and racial wealth disparities.

To address wealth disparities, Urban Institute research helps decisionmakers understand what’s driving the gaps, who is most affected, and what policies can help close them.