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Leading experts weigh in on current policy issues and challenges
POLICY DEBATE

Exploring Access to Credit: Are Mortgage Servicing Costs, Complexities, and Risks Impeding Lending?

Since the housing and foreclosure crisis, lenders have been more reluctant to originate and service mortgage loans for borrowers with less-than-perfect credit, thanks in part to the skyrocketing cost of servicing these loans—which has, in turn, contributed to a decrease in lending to vulnerable populations.

Are there ways to reduce the costs of regulation in the mortgage servicing industry without increasing risks to consumers and the housing market?

Featuring the following Experts:

David Battany, Meg Burns, Pete Carroll, Lisa Rice, Ted Tozer

Alanna McCargo
Moderated by:
Alanna McCargo
Codirector, Housing Finance Policy Center
19
amccargo's picture

We are going to wrap it up here.  This has been a fantastic conversation full of insights and much to chew on for our work in the Collaborative, and for the industry as a whole. After speaking to so many stakeholders, and personally working on...

POLICY DEBATE

Land-Use Regulation: What’s It Worth Anyway?

A century after the US Supreme Court endorsed zoning in Euclid v. Ambler, questions about the value of zoning and other land-use regulations are more central, in more conversations, than they have been for decades. 

Featuring the following Experts:

Vanessa Brown Calder, Lance M. Freeman, Emily Talen, Robert Dietz, Richard Rothstein, Dana Berliner, Derek Hyra, Tony Arnold

Rolf Pendall
Moderated by:
Rolf Pendall
Codirector, Metropolitan Housing and Communities Policy Center
25
rpendall's picture

Many thanks to all of you for your posts. I hope everyone will read from top to bottom over all the wide-ranging and thoughtful comments. There are unmistakable divides among the commentators that reflect longstanding broader divisions within...

POLICY DEBATE

Strategies for Tackling Family Financial Insecurity

What policies might both remove some of the causes of family financial instability and better enable families to cope with the instability they face?

Featuring the following Experts:

Alexandra Bastien, Angela Rachidi, Anita Cozart, Caroline Ratcliffe, Lisa Servon, Liz Ben-Ishai, Rachel Schneider, Damon Silvers

Ellen Seidman
Moderated by:
Ellen Seidman
Non-Resident Fellow, Urban Institute
23
eseidman's picture

Many thanks to all of you for your posts.  I urge readers to start at the top and read through all the posts; they (including the pieces linked) are wide-ranging and thoughtful. Family financial instability has grown substantially over the...

POLICY DEBATE

How Can We Improve Ban the Box Policies?

Although ban the box policies, which delay questions about criminal history and background checks until late in the hiring process, are beneficial for people with criminal records, they can also have unintended consequences on young men of color.

Featuring the following Experts:

Amanda Agan, Jennifer Doleac, Dorsey Nunn, Michael Stoll, Daryl Atkinson, Brianna Walden, Nancy La Vigne

Christina Stacy
Moderated by:
Christina Stacy
Senior Research Associate, Metropolitan Housing and Communities Policy Center
14
cstacy's picture

Thank you all for your thoughtful comments and for your hard work in the field on this topic. The diversity of opinions and viewpoints shown here highlight the complexity of the issue, and the need for additional information about both ban the...

POLICY DEBATE

Can Giving Days Unlock America's Giving Potential?

Has America reached its full potential for generosity? Or its generosity limit?

Featuring the following Experts:

Brandi Yee, Andrea Perez, C. Eugene Steuerle, Jen Shang, Javier Alberto Soto

Shena Ashley
Moderated by:
Shena Ashley
Director, Center on Nonprofits and Philanthropy
15
sashley's picture

I want to thank the panelists for this insightful discussion and for taking the time to engage in this conversation with us. We've only scratched the surface here but I think we have identified some interesting and testable research questions that...

POLICY DEBATE

The Power of Language: Rethinking How We Talk about Place

The way we talk about places can stigmatize whole communities. Researchers, community leaders, and academics have the power to shape how people think about, react to, and create policies for neighborhoods and cities. How can we be more cognizant of the impact of our words?

Featuring the following Experts:

John Klofas, Margery Turner, Lovely A. Warren, Lucretia P. Murphy, Mary Pattillo

Nancy La Vigne
Moderated by:
Nancy La Vigne
Director, Justice Policy Center
16
nlavigne's picture

What a rich, insightful, and informative discussion! I've enjoyed learning from the diverse perspectives of our policy debate participants.  This discussion led us to some key principles (many summarized by John - thanks for doing my job...