URBAN INSTITUTE

Expert

Stephen Zuckerman
Expert

Stephen Zuckerman

Vice President, Health Policy
Senior Fellow

People seek health insurance because they do not know when and how much care they will need. However, because of this third party—the health insurer—most patients never know how much health care costs. This has led to a costly system that does not always provide patients with the highest quality of care. The challenge of health policy research is to develop policies that improve efficiency while maintaining access to needed and affordable care for all people.