Publications on Family Well-Being

The increasing recognition of the importance of marriage for the social and economic well-being of children has led to demonstrations aimed at strengthening and stimulating healthy marriages. The next step is to ensure that factors closely linked with healthy marriages are addressed as well. This paper brings together research findings and policy ideas about the interactions between marriage, employment, and family functioning. It presents a framework and proposes several demonstrations aimed at improving employment and family outcomes for disadvantaged populations. The appendix reviews an extensive body of research on specific linkages between marriage, employment, and family functioning.

This report provides a policy-oriented conceptual framework that has the potential to explain saving and asset accumulation across the entire population and to account for the low levels of saving and asset accumulation in the low-income population. The report also reviews empirical evidence that supports or challenges this framework.

The U.S. Department of Housing and Urban Development (HUD) launched the Moving to Opportunity (MTO) demonstration in 1994 in five cities: Baltimore, Boston, Chicago, Los Angeles, and New York. MTO targeted families living in some of the nation’s poorest, highest-crime communities and used housing subsidies to offer them a chance to move to lower-poverty neighborhoods. Research on the families conducted in 2002 raised some important questions about the impact of the program. Findings from the follow up Three-City Study of MTO, in 2004 and 2005, answer some of the questions but also highlight the complexity of the MTO experience and the limitations of a relocation-only strategy in being able to bring about fundamental changes in the lives of very low income families.

The federal Moving to Opportunity program (MTO) was designed to help poor minority families move from distressed, high poverty neighborhoods to better locations, thereby improving their quality of life and long term chances for well-being. Low income families living in concentrated poverty face a variety of challenges to their safety, health, and economic health, including poor schools, high crime and unemployment. This brief examines areas where the MTO program helped movers with those challenges, areas still problematic even after moving, and factors affecting those outcomes and considers policy implications for the next generation of assisted housing mobility initiatives.

How households cope with financial emergencies depends largely on the resources at their disposal. Differential access to good financial options affects how much households pay for credit in a time of need, which can vary substantially. Using data from the Making Connections Cross-Site Survey (2002–2004), we examine how households with incomes over $30,000 and those with incomes below $30,000 would respond in a financial emergency and find that in general, higher-income households were more likely to use conventional methods while lower-income households were more likely to use alternative (and often more expensive) methods to pay unexpected bills.