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Community banks don’t have the resources of larger, national banks, so navigating the myriad of available mortgage lending programs can be a daunting task.
A close look at the data makes it clear that homeownership doesn’t protect low-income homeowners from the same cost burdens as low-income renters.
History shows that reducing spending only increases homelessness and drives costs up.
Obtaining an appraisal has become a longer process, creating challenges for many potential American homebuyers.
Cuts to public housing the Reagan administration made in the 1980s show how today's proposed cuts could be devastating to low-income families.
Million-dollar home sales have risen to 65 percent of San Francisco's housing market, up from 26 percent in 2011.
The Trump administration’s proposed budget eliminates almost all direct loan programs for rural businesses, utilities, and housing.
The presence of risky products, not increased lending to riskier borrowers, was a bigger contributor to the 2008 housing crisis.
On tribal lands, people are more aware of the housing-related services available to them.
In a recent decision, the Supreme Court held that cities can sue lenders for predatory lending practices.

The Future of Federal Antipoverty Programs

COLLECTION

The Future of Federal Antipoverty Programs

How will transformative policy changes affect millions of American families?

Asian Americans and Pacific Islanders, Beyond the Numbers

SERIES

Asian Americans and Pacific Islanders, Beyond the Numbers

Many Asian Americans are often overlooked in research on ethnic disparities.

How Can We Reduce Poverty and Increase Opportunity?

SERIES

How Can We Reduce Poverty and Increase Opportunity?

More than 48 million Americans, including one in six children, live in poverty. How can we do better?

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Urban Wire Writers