If securitization remains purely backed by government, it could restrict mortgage lending for all borrowers, even those with pristine credit.
In a new study, participants offered financial coaching had an average debt reduction of $10,644 more than those who were not offered services.
Coaching helps people across the income spectrum set goals and plan concrete steps to meet intermediate- and long-term financial goals.
We often caricaturize bureaucrats, but their knowledge, expertise, and dedication are central to the good work being done in the public sector.
How do we ensure that Detroit not only recovers, but is transformed into a place where every resident can thrive?
This public-private partnership has the potential to increase traditional sales in a housing market otherwise dominated by distressed property sales.
Many Americans fall into the assistance gap: too rich for Medicaid, but too poor for discounted private insurance in the ACA marketplaces.
Permit-to-purchase laws require that firearm buyers obtain a license before purchasing certain types of firearms.