Urban InstituteRetirement Policy Center

Research Spotlight

Protections built into Social Security, including disability and spouse benefits and the system's tilt toward workers with low lifetime earnings, cushion the impact of midlife health problems. After other factors are controlled for, the onset of health-related work limitations between ages 51 and 61 reduces Social Security retirement benefits at ages 63 to 67 by only about 2 percent, much less than the impact on other retirement savings.

Impact of Disabilities on Retirement Benefits at Ages 63 to 67

Source: How Do Disabilities Affect Future Retirement Benefits?

Research Spotlight Archives

Email this Document