FEATURED

Are Pension Reforms Helping States Attract and Retain the Best Workers?

Young workers may need to rethink starting jobs in state government; they could end up paying for unfunded pension liabilities without much to show for their efforts. State pensions provide little incentive for new graduates, lock in middle-aged workers, and push seasoned workers into premature retirement. Read more

 

How Federal Disability Policy Discourages Work at Older Ages

Social Security disability insurance, the nation’s largest program for people with disabilities, discourages work in various ways. For example, it does not pay benefits or provide rehabilitation services until workers are fully disabled, generally too late to promote employment. Because partial benefits are unavailable, beneficiaries risk losing all cash benefits by earning just a dollar more than the earnings limit, reducing the use of available work supports. Read more.