Related UI Researchers

Publications on Retirees/Seniors

Each month, the Commodity Supplemental Food Program (CSFP) provides supplemental food packages to half a million women, children and seniors. This study looks at how CSFP operates, who participates, and how it fits into the overall food assistance landscape. It estimates that 2.9 million mothers, infants, and children meet eligibility requirements for CSFP but not for WIC. About 7.5 million seniors would be eligible if CSFP were available everywhere. In states where the program is widely available, more seniors participate in CSFP than in the Food Stamp Program. Use of volunteers, staff stability, and the small scale of operations contribute to CSFP’s simplicity and accessibility.

Designed to promote retirement saving, the Pension Protection Act of 2006 clarified auto-enrollment, auto-contribution, and auto-investment rules in employer 401(k) plans. Early evidence suggests that the legislation boosted these plan features and increased employee participation in 401(k) plans. It is too soon to gauge the act's ultimate success, however, because it hinges on the number of new participants that will eventually amass substantial account balances. Adding to the uncertainty, the recent LaRue Supreme Court decision, which highlights the legal liability that employers face as plan fiduciaries, could undermine future retirement security by making some employers reluctant to sponsor plans.

In this interview for the American Bar Association Taxation Section News Quarterly, Eric Toder discusses the relationship between the Social Security trust fund account surplus and budget deficits, prospects for future tax reform, reforms of corporate taxation, and the possible future role of consumption taxes in the federal tax code.

This review of existing estimates confirms an upward trend in the number of facilities, beds, and residents in residential care alternatives to nursing homes, often collectively referred to as "assisted living." Estimates vary substantially, however, depending on the methodology and the type of data used. Key sources of differences are population included (i.e. aged, all ages); definition used to identify assisted living, and for population-based surveys that include both community and facility settings, survey-specific definitions of "facilities" and whether settings identified as assisted living are limited to those meeting the survey-specific facility definition. Greater disagreement exists with respect to trends in the number of nursing homes and users, even between estimates from the same data source.

Older adults with disabilities increasingly are entering residential care alternatives to nursing homes. This study used Medicare Current Beneficiary Survey data for 1992-1998 to compare the characteristics of nursing home and alternative facilities and residents. The proportion of elders in alternative residential care settings increased from 0.8% in 1992 to 1.3% in 1998, and characteristics of facilities and their residents suggest that alternative settings are caring for a more disabled clientele over time. Blacks, long under-represented in nursing homes, increased as a proportion of nursing home residents, but growth in alternative settings was disproportionately among whites and others. Further research is needed to understand the implications of these trends.