Public Sector Duplication of Small Business Administration Loan and Investment Programs

Research Report

Public Sector Duplication of Small Business Administration Loan and Investment Programs

An Analysis of Overlap between Federal, State, and Local Programs Providing Financial Assistance to Small Businesses
January 17, 2008

Abstract

This study assessed (1) whether duplication of SBA's 7(a), 504, MicroLoan, and SBIC programs exists at federal, state, and local levels; 2) if duplication occurs between SBA's two largest programs7(a) and 504; and, 3) the nature of such overlaps. The study found some overlap exists between SBA's 7(a) and 504 programs, and a small degree of duplication exists between SBA programs and similar programs run by other federal agencies. More potential duplication exists at state and local levels, where general-purpose loan and loan guarantee programs are more likely to resemble SBA's 7(a) program, than its other programs.

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