Premium Tax Credits Tied to Age Versus Income and Available Premiums: Differences by Age, Income, and Geography

Research Report

Premium Tax Credits Tied to Age Versus Income and Available Premiums: Differences by Age, Income, and Geography

Abstract

This paper compares tax credits offered through the Affordable Care Act (ACA) with those in the American Health Care Act (AHCA). They examined the premium levels in 10 cities, five of which have relatively low premiums and five of which have relatively high premiums. The authors find that younger people typically receive larger insurance premium tax credits under the AHCA, while older adults typically receive larger premium tax credits under the ACA. The analysis also shows that lower-income older adults currently receive higher tax credits under the ACA than they would under the AHCA regardless of where they live.

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