Opportunity and Ownership over the Life Cycle

Brief

Opportunity and Ownership over the Life Cycle

Abstract

A key driver of persistent poverty is a lack of savings and assets. While public assistance can help families, assets give families the means to help themselves. Rather than thinking in isolation about each asseteducation, homeownership, or retirement savingspolicies to combat poverty or build wealth should account for people's needs and ability to acquire assets over a lifetime. To help craft a more inclusive wealth-building policy, this brief seeks evidence from typical lifecycle saving patterns and draws on suggestions from a roundtable of asset, education, housing, and retirement policy experts.

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