The Many Reinforcements of Retiring Early

Brief

The Many Reinforcements of Retiring Early

Abstract

With longer life spans and earlier retirement ages, people are spending larger and larger portions of their lives in retirement. Unfortunately, as the pool of retirees swells over the next several decades, the number of workers needed to support them will not keep up. Social Security, with its specified eligibility ages that provide an incentive for retiring with many years of life expectancy remaining, is frequently singled out for blame. Social Security is indeed a contributing factorand in more ways than just its stated retirement agesbut it is only one of many public and private institutions that encourage people to retire, often prematurely.

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